HDB Renovation Contractor in Singapore
From $25,000. Fixed price. No hidden costs. 5-year warranty.
Trusted by 300+ homeowners. In-house financing at 1.48% p.a.
Trusted HDB Renovation Services Backed by Proven Results
My HDB renovation work is recommended by more than 300 homeowners across Singapore. Every project is handled with clear planning, professional design, and strict compliance with HDB renovation rules.
300+ Completed Projects
I have a proven track record of successful HDB renovations across Singapore with satisfied homeowners.
5-Year Warranty
Complete peace of mind with my comprehensive workmanship warranty on all renovation works.
Transparent Pricing
100% transparent pricing with detailed breakdowns. No hidden costs or surprise charges.
Direct Oversight
I personally consult and oversee every project from start to finish.
On-Time Delivery
All renovation works completed on schedule with quality finishes that exceed expectations.
HDB Compliant
Full compliance with all HDB renovation rules and regulations for safe, approved works.
How Your Renovation Works
From first call to moving in — here's what to expect
Free Consultation
Share your vision and budget. I'll visit your flat and provide a transparent quote within 24 hours.
Design & Planning
Review 3D designs and material selections. I'll handle all HDB permits — you just approve the final design.
Renovation
Professional execution with weekly updates. I personally oversee every stage to ensure quality and timeline.
Move In
Final walkthrough and handover. Move into your dream home with a 5-year warranty for peace of mind.
Before & After: See the Difference
Real HDB projects I've completed. Your home could be next.
Before
After4-Room HDB, Tampines
Complete kitchen overhaul featuring sage green cabinetry, light wood panel accents, quartz countertops, built-in oven and microwave, and LED under-cabinet lighting
Before
After5-Room HDB, Bedok
Full living room transformation with vinyl wood flooring, modern sputnik chandelier, fresh ceiling repair and paint, contemporary furniture layout with massage chair
Before
After3-Room HDB, Sengkang
Complete bathroom renovation with new waterproofing, grey stone-look tiles, frameless glass shower screen, floating vanity with vessel sink, and mirrored cabinet
Before
After4-Room BTO, Punggol
Bold designer kitchen with lavender cabinetry, black marble countertops and backsplash, breakfast bar with modern stools, wooden pendant lights, and integrated appliances
Before
AfterExecutive HDB, Woodlands
Spacious open-concept renovation with false ceiling and cove lighting, polished porcelain floor tiles, modern dining area, and seamless integration with kitchen
Want to see more? I'll show you similar projects during your free consultation.
Get Free QuoteWhy Pay More Elsewhere?
Typical ID Firms
- Multiple middlemen markups
- Hidden fees & surprise costs
- Limited warranty coverage
- Long waiting times
Richard Thomas
- Direct contractor — no middlemen
- 100% transparent pricing
- HomePay protected payments
- 5-year workmanship warranty
HDB Renovation Packages
My HDB renovation packages are tailored to different flat types. All packages include professional design, quality materials, and HDB-compliant execution.
3-Room HDB
- Full interior design planning
- Kitchen and bathroom upgrade
- Flooring and painting
- Electrical works
- 5-year workmanship warranty
4-Room HDB
- Full interior design planning
- Premium kitchen and bathroom works
- Air conditioning installation
- Electrical and plumbing works
- 5-year workmanship warranty
5-Room HDB
- Luxury interior finishes
- Premium appliances
- Smart home integration
- Custom carpentry solutions
- 5-year workmanship warranty
In-House Renovation Loan
My company, M+L Associates, offers an in-house renovation loan to help you manage costs. Renovate now while spreading payments comfortably over time — no bank approval needed.
- Interest rates from 1.48% p.a.
- No bank approval required
- Fast approval within days
- Flexible repayment terms
Starting interest rate
Your Money is Protected with HomePay
My company uses HomePay — Singapore's trusted escrow payment platform for renovations. Your payments are held securely and only released when you're satisfied with each milestone.
Funds held securely until work is verified complete
Pay only when each stage is completed to your satisfaction
Independent mediation if any issues arise
Track every payment and project milestone online
CaseTrust Accredited Renovation Contractor
My company, M+L Associates, is a fully accredited renovation company with CaseTrust certification and all required HDB licenses to protect homeowners and ensure quality workmanship.
CaseTrust Certified
Consumer protection assured
HDB Licensed
Approved HDB contractor
Deposit Protection
Your deposit is protected
Workmanship Protection
Quality work guaranteed
What Singapore Homeowners Say
Featured reviews from my happy customers
"Richard was the best! Respectful of our decisions but gave his suggestions where needed without exceeding our budget. Replied promptly, and was with us every step of the way, so we never felt lost."
"Excellent service provided by Mr Richard. He addressed all our enquiry with patience and made sure we had sense of understanding throughout the whole process. And fulfilled all our requests within a short time."
"We had a great experience working with Richard Thomas & Tommy. Even though our project was on a really tight timeline, they were super accommodating, responsive, and flexible throughout."
"As a first-time homeowner, choosing the right ID was scary but critical. Thankfully managed to meet Mike and Richard who guided us through everything. Highly recommended!"
"Just wanna say a Big THANK YOU to Richard Thomas for being helpful and professional. My mom is old and lives alone and Richard was very accommodating and empathetic to her needs."
"Special thanks to Mr Mike for providing knowledge on pros and cons of our renovation and the loan provided & Mr Richard for creating a place we called home."
+ 294 more verified reviews
Read All Reviews on Google →Common Questions from Singapore Homeowners
How long does a typical HDB renovation take?
Most HDB renovations take between 6-10 weeks depending on the scope of work. A 3-room flat typically takes 6-8 weeks, while larger flats may take 8-10 weeks. I'll give you a clear timeline before I start.
Do you handle HDB permit applications?
Yes, I handle all HDB paperwork and permit applications on your behalf. This includes renovation permits, electrical and plumbing approvals. You don't need to queue at HDB — I take care of everything.
What is included in your renovation packages?
My packages include design consultation, hacking works, masonry, carpentry, plumbing, electrical works, painting, and flooring. I'll provide a detailed breakdown so you know exactly what you're paying for.
Can I stay in my flat during renovation?
I recommend moving out during major renovation works for safety and convenience. However, for minor works, you may be able to stay. I'll advise based on your specific project scope.
What payment terms do you offer?
I offer progressive payment — you pay in stages as work is completed. My company also offers an in-house renovation loan at 1.48% p.a. for those who prefer to spread out payments.
Are your workers direct employees or subcontractors?
I work with a trusted team of skilled workers whom I've vetted over many years. I personally oversee every project to ensure quality standards are met.
Get Your Free Quote Today
Ready to transform your HDB? Contact me directly for a no-obligation consultation. I'll discuss your vision and provide a transparent quote within 24 hours.